ARTHUR HUDSON

Farm and Fireside, May 10, 1913

used to form a temporary step-ladder. Fig. 3 illustrates a convenient arrangement of . low scaffold. Fig. 4 is a clothes-rack for drying horse-blankets, burlaps, carpet and similar articles. As these sections are only six feet in length, they can be stored away \ ery easily.

Where the manure can be spread in early spring on ground that has something to re- tain it, such as stubble, it will prevent wash- ing of the land, and the fertilizing elements will readily enter the soil at this season.

Loans for Farm Improvements

By R. H. Wood COME bankers, it has often seemed to me, have been slow to adopt modem ideas. In many cases they have retarded agricul- tural development. I have known them to refuse loans to good farmers, and upon good security, for the purchase of fencing, silos, lime, fertilizer and improved live stock. I have known them to advise farm- ers to stick to wheat, potatoes, corn and beans. In the South they advised planters to stick to cotton and tobacco.

I know of a case where a man has bor- rowed five hundred dollars for a saloon license, with very little trouble and little security, yet the same bank advised a good farmer against investing one hundred dol- lars in a pure-bred bull calf. Fortunately there are bankers whose advice is better.

Short Loans are of Little Value to Farmers

Let it be noted, however, that there is much difference in men as to the use of money. Some men can make better use of five hundred dollars than others can make of a thousand dollars.

A certain man has eighty acres of fair land. He has such improvements as he has been able to make. His land cost him six- teen hundred dollars and is worth the money. He wants to fence the entire farm and to cut it into two fields. This will give him plenty of pasture and protect the crop upon his tillable land. He has two cows and wants to buy three more. He wants part of a car of ground limestone and some ground phosphate rock. He wants a little clover-seed and a few hundred good apple- trees. He believes in good fences, good tillage and good stock. He says that six hundred dollars would put his farm upon a paying basis. I firmly believe that with the improvements he desires, put upon the place as he would put them there, his farm would be worth over three thousand dollars.

The local banker does not loan money upon farm lands. He lends entirely upon secured notes and chattel mortgages. He loans for short time only, sixty days being the usual period. My friend, the eighty-acre farmer, has good security for six hundred dollars, and if he could get it for five years at six per cent, he could put his farm upon a paying basis.

Farmers' Money for Farmers

This is a typical cas« and a fair one, for this farmer is a capable and intelligent man, and he needs the money.

Again, to-day I was talking with a well- to-do farmer who has a large farm and most of the modern improvements. He said, "Of course, as for myself, I am past the need of such loans, but I have seen the time when such a loan as your friend desires would have been a great advantage to me. It would have set the date of my income from five to ten years ahead.

"To-day I have a little money in the bank, &nd I wish that some way could be arranged that farmers' money could be loaned to farmers."

These two cases illustrate conditions, de- mands and possibilities.

What the farmer wants, and what, eventu- ally, he will have, is prompt loans without any disgrace or embarrassment, upon reason- able real-estate security and at reasonable interest.

This he wants, and with payments so ar- ranged that he can feel safe in going ahead and improving his farm. Any system that does not satisfy these demands will not be of any permanent benefit. If the farmers but knew the value of their own assets, they would not be long in combining to devise a system that would be safe, stable and satis- factory.

Getting Early Sweet Corn

By C. M.Weed COME of the most successful gardeners near Boston have found a good way of getting sweet com on the market early enough to command a fancy price. After thoroughly plowing and harrowing the soil, they turn up ridges the shape of an inverted V where the corn-row is to be.

The soil thus elevated dries out quickly and absorbs heat much more readily than would. a level surface. The seed is planted along the apex of the ridge and germinates promptly into young plants that thrive and ripen ears about two weeks earlier than the ordinary level-soil method. This plan may be easily adopted in any northern garden where the early corn is desired.

Some folks are so particular that they don t want to be served with the milk of human kindness unless it is certified.

DO YOUR OWN THRESHING

Every year individual threshing Is becoming more popular. More grain better cleaned and no dan- gerous delay waiting for merchant thresher. Our Farquhar Rake Separator is especially designed for producing thorough service at minimum operating expense. Fewest possible parts, runs smooth and regular, every provision for clean thresliing of all grains. We earnestly solicit in- vestigation. Farquhar Threshers stand all tests. Three styles— 20 to 40 inch cylinders. Also Saw Mills, Engines, Boilers, Gas Engines. Write for new catalog.

A. B. FAROUHAR CO.. ltd. Box 516, York. Pa.

363 acres, $5300

18 Cows, 2 Horses, Tools

Big money-making New York farm, well located, with good bnildines, productive fields, spring-watered pasture for 30 cows. 3000 cords wood. 100.000-ft. timbpr, 600 sugar maples, apple orchard, 2-story 11-room residence, run- ning water. 9-room tenant housa. 80-ft. barn with run- ning water, 50-ft. horse bam. poultry house, other build- ings; aged owner unable to care for it; if taken now 18 cows, two heifers, bull, 30 hens, wagons, machinery and tools go with it; price for everything only S5300, liberal terms. Complete details with traveling directions to see this and a good little 26-acre farm near a charming lake for SSOO, on easy terms, page 7, Strout*s Farm Agency, Station 2699, 47 West 34th Street, New York.

yVBSOBBINg

Without blis- tering, remov- ing the hair or laying up t h e horse. Strength- ens strained and weak tendons, restores the cir- culation; allays inflammation. 32.00 a bottle at

Removes Puffs Tumors Thorough- Pin

Capped Hock

Before' Afier SWellitlgS, etC. eredf Describe your case for special instructions and book 4 H FREE. W. F. YOUNG. P. 0. F., 23 Temple St.. Springfield, Mass.

**When the Juice is In the Apple"

MT.GILEAD CIDER PRESSES

The best, most efficient, and most econom- ical method of getting the money out of that apple crop is to squeeze it out with a Mount Gilead Cider Press. Capacity range of from 10 to 400 bbls. daily. We make a press for every pur- pose. Also cider evaporators, apple-butter cookers, vinegar generators, spraying outfits, etc.

HYDRATTLIC PRESS HFG. CO.,

(Oldest and tartest maDufacturers of cider

presses in the world.) 106 LiBCoin iTenne* Sloant Gilead^ Ohio Or Room 119 D. 39 Cortlandt Street, >ew York, N. Y.

Save Money on Berry Boxes and Baskets

Fruit and Yegeta- ' ble Packages ana Growers' Supplies of all kinds. Write for free money -saving catalogue and price-list.

Largest Factory oi its Kind in the Conntry.

NEW ALBANY BOX AND BASKET CO., Box 109, New Albany, Ind,

This high salaried and easUj learned trade taught thoroughly by mail. We teach be- gionera better engraviag than can be gained in jeara of rigid apprenl ices hip. We also improve the skill of any engraver. Ask for catalog. Free. Engruing School, 25 Page BIdg., Cbicago, III,

Our Housewife Club

By special arrangement with the pub- lishers of the Housewife, you can get this splendid paper for one year in con- nection with Farm and Fireside at a special reduced price.

The Housewife is a bright, entertain- ing monthly magazine containing many wholesome serials and short stories and articles of unquestioned merit. It is a magazine that a woman looks forward to recei\'ing each month. It is well illustrated with the work of the best- known artists. Housewife is edited by Lilian Dyneror Rice.

Farm and Fireside ) both The Housewife ) for

For One Whole Year

FARM AND FIRESIDE

SPRINGFIELD, OHIO

Live Stock and Dairy I

Gold in the Dairy Record

By Hollister Sage

THE cow which gives the most milk when fresh is not always the best cow. Her period of lactation may not be a long one, and her test for fat may be low. Anybody may guess what a cow will do, but nobody can guess correctly every time, and it is expensive not to guess right. The only way to find out what a cow really is doing is to keep a record of her transactions. And, after all, the labor and trouble required are not so serious as most of us fear, after the arrangements are completed. To begin, tack to the wall of the stable a record sheet. This mvTSt have thirty-one squares marked off opposite each cow's name. Near the sheet hang a pair of good spring scales, in such a manner that they cannot readily get off their hook. Here set down the amount of milk in pounds that each cow brings in. To reduce a given number of pounds to quarts, divide them by 2.15, as one quart of milk weighs just 2.15 pounds,

An Accurate Sample is Important

Then every week carefully take a sample of each cow's milk and test it by the aid of a Babcock milk-tester. Be sure to get a true sample. That is, get the entire milking into a pail or can, and ctir it well, up and down, or pour it from one pail in to another. Next weigh in or pipe in your sample before the agitation has ceased, so the cream is thor- oughly mixed with all of the milk. This will give a record of the butter-fat content of each cow's milk, and a glance will show whether one of the herd is shirking her duty- three or more months in the year.

Her well-shaped udder showing prominent milk-veins is a good indication, but her record is the only true index of her value

The keeping of a dairy record will pay bet- ter than any other work on the farm, since it enlightens the owner as to the actual merits of each cow and measures the merits. When a cow has proved to be an inferior financier for her owner, no sane man would keep her. And no man needs to be told to keep a cow that has shown herself to be a money-maker for him. A fine animal was led out for my inspection a few days ago. I remarked that she had the marks of a good cow, but inquired whether anything was really known about her. "Certainly!" ejacu- lated the man in charge. "That cow gave 8,200 pounds of milk last year that averaged a test of 5.6 butter-fat." "Hm-m !" I said. "Good cow. Would you take $200 for her?"

Good Blood More Valuable Than Good Beef

He looked at me and smiled, but the smile was not a smile of acceptance. "I wouldn't consider it for a moment," he replied. The cow was a registered Holstein, and I learned afterwards that her heifer calf sold two years ago for $450 when a fe.< weeks old. This man Jcnew what the cow was. Every man ought to know it about each cow in his herd. The cows which made enviable records are the cows to • keep, the cows to raise calves from. Everybody knows this without guessing. The part we do not know is the part that is most essential, and this the record supplies. Don't guess at the records when you may be sure of them.

■ PRODUCTS *

Roofing As Attractive in Pi — As in Color

You'll admit this roof looks attractive — in distinctive colors of red or green. But for most home builders its chief attraction lies in its remarkable economies. Let's begin with its first cost. NEpdnsET Proslate Roofing costs less to buy than good shingles. Greatly reduct s the cost of repairs. No shingles to split, crack or "curl up." Remem- ber, the shingles of today aren't the shingles of 20 years ago. NEPONSET Proslate Roofing makes a water-tight blanket. And best of all, resists fire — is "spark-proof." Its protection from fire-hazard alone is worth all its cost. Its first cost is its only cost, too. Can you afford NOT to have NEPdnsET Proslate RooBng onyov/r roof?

Waterproof Building Products

NEPONSET roofings are a fire protection, leak -proof and la«£ lived. Anyone can laythem. NEPDNSET Paroid Roofine i3 for general use. NEPONSET Proslate Roof- ing is an ornamental roof- ing for dwelliogs. Attractive colors.

Are you going to build? Write for valuable information about modem ways to waterproof and weatherproof. Send for samples, free booklet and name of nearest NEPONSET dealer.

Building Papers

If NEPONSET Waterproof Building Papers are built into walls and floors, the building will be warmer, will cost less to beat and will last years longer. Recom- mended by architects, engi- neers and building owners everywhere.

Wall Board

NEPDNSET Wall Board is a scientific prodoa which takes the place of lath and plaster; comes in sheets 52 inches wide. Remember, it is the only wall board with waterproofed surfaces that re- quires no further decoradoo. Anyone can put it up.

BIRD & SON

[F. W. BIRD & SON]

612 Neponset St., East Walpole, Mass.

New York Chicago Washington Portland, Ore. San Francisco Canadian Plant: Hamilton. Ont.

saoiuiniiiiiiiiiiiiiniiniinniniiniiQiinniiiiiiiuiniiiiiiuoumiDiiiuin

5 Year Cuaranteed Bugqies At- ^2 Retail Price /

You taKe no risK when you buy a buggy

from us. We guarantee it to please you, and to be a bigger value for your money than you can get anywhere else, or you needn't keep it. Reference: S. 111. Natl. Bank, East St. l.ouis, 111.

Mutual Buggies, Surreys, Wagons, etc., are

the highest quality. handsomeBt. most stylish vehiclesl huilt. The only line guaranteed S years. We sell direct at wholesale prices — and save you $25.00 to $100.00. Write for catalog and delivered prices.

MUTUAL HARNESS at $5.85 per set up: double $14.10 up ; work harness $19 up, all genuine leath- ; highest quality; Folly Guaranteed 25 to 50% cheaper than retail. Catalog Free. MUTUAL CARRIAGE, €s HARNESS MFG. CO., StaUon54E,E. or Station S4E, 200 Fifth Ave., Hew York City.

Write today, St. Louis. III.

, over J 50 years

NEGLECT Win Ram I Your Horse"

Send to-day for^ only

aale— CertaiB^__

Mineral Heave Remetly Co., 425 Fourth Ave., Pittsburgh, Pa.

$3 Package^

I cure any case or money refunded

$1 Package

, cures ordinary casea. J Postpaid on receipt of price, J Agents Wanted ffiile for descriptiTe booklet

Our direct

prices save you $30 to $100

8x20 Silo. $64.72 ; 10x24, $92.23 ; 12x26, S118.25, etc. All sizes. Modern plan, air-tight, continuous door front, convenient. Griffin Silos last. Get free catalogue and save money on best Silos made. GRIFFIN LUMBER CO., Box 17 . Badson FaUs. N. Y.

YOUR APPLES

WILL NET YOU

MORE MONEY

After you have iiisia.!l('d a Monarch Hydraulic Cider Press. Wearethe largest rufrs. of presses, apple- butter cookers, evapora- tors, etc., in thecountry.

A. B. Farqoh&r Co., Ltd.Box i05,York,Pa.

Ask for our free 1913 Catalog, telling wliy.

Use Lane's Steel Wagon Jack

All steel and un- breakable. Easiest operated and most powerful on the market. Ask your hard- ware store or direct to you via express for

$1.00 bill. Lane Bros. Co., Lincoln Ave., Poughkeepsie, N. Yl

Profit by Spraying

Get Free Book. Baoisb disease and bligbt kin insects. Use sprayer that does jno;

"use Brown's Auto Spray

Has Auto Pop Nozzle. Most powerfnl, efficient, economical for light work. iO sizes and styles— hand and power outfits. Btcwo's Hon- clorjAfomic Nozzle for larg'^r sprayers. THE E. C. BROWN CO. 18 Jay Street Rochester, W. Y.

Let Me Pay the Postage

On Phelps' 1913 SpUt Hickory Book

Phelps' new book is a wonder. Grandest buggry salesman ever sent out— biggest money saver you ever saw. Takes the place of dealers, jobbers, travelers and other middle- men. Shows more fine buggies, surries, phaetons, carriages, runabouts, carts, spring wagons and harness, than you can find in 25 retail dealers stores and quotes lower prices than they pay even when buying in car-load lots for spot cash.

My 1913 prices save you $25 to $40 on just the vehicle you want. Let my book prove it to you. H. C. PHELPS

See 140 Styles of Vehides, also Complete Line of Harness— Sold at Factory Prices Direct to Yon— 2 Years Guarantee— Made to Order— 30 Days Free Road Test

Book shows many features not found in any other line of

Proves by actual photographs, that Split Hickory quality is years altead.

H. C. PHELPS, Pres. The OHIO CARRIAGE MANUFACTURING CO

vehicles— tells why Phelps saves you 525 to $40, and why 167,000 other folks bought Split Hickory after 30 Days Free Road Test and2 Years Guarantee. Don't you want the Phelps Book? It s the best guide you can get, even if you buy elsewhere. It will show you r4//;a/'i zfAai! in vehicles and harness and tells you the right price to pay. Just mail a postal— Phelps pays the postage to you— and the book comes by return mail— all free. Address

Sta. 2^ > COLUMBUS, O.

MORE THAN EVER

Increased Capacity for Mental Labor Since LesTing Off Coffee.

Many former coffee drinkers who have mental work to perform, day after day. have found a better capacity and greater endurance by using Postum in- stead of coffee. An Ills, woman writes :

"I had drank coffee for about twenty years, and finally had what the doctor called 'coffee heart.' I was nervous and extremely despondent : had little mental or physical strength left, had kidney trouble and constipation.

"The first noticeable benefit derived from the change from coffee to Postxjm was the natural action of the kidneys and bowels. In two weeks my heart action was greatly improved and my nen es steady.

"Then I became less despondent, and the desire to be active again showed proof of renewed physical and mental strength.

"I am steadily gaining in physical strength and brain power. I formerly did mental work and had to give it up on account of coffee, but since using Postum I am doing hard mental labor with less fatigue than ever before."

Name given by Postum Co., Battle Creek, Mich.

Postum now comes in new, concen- trated form called Instant Postum. It is regular Postum so processed at the fac- tory that only the soluble portions are retained.

A spoonful of Instant Postum with hot water, and sugar and cream to taste, produce instantly a delicious beverage.

Write for the little book, "The Road to Wellville."

"There's a Reason" for Postum.

AND UP- WARD

THIS OFFER rS NO CATCH.

It Is a solid proposition lo sead, on trial, fully guaranteed, a new, well made, easy running separa- tor for S15.95. Skims hot or cold milt; making heavy or ligtit cream- Designed especially for small dairies, hotels and private families. Different from this pic- ture, which illustrates our laree capacity machines. The bowl is a sanitary marvel, easily cleaned. Gears thoroughly protected. Western orders filled from Weatcm points. Whether your dairy is large or small, vrr '^ as and obtain our haiidsome fre« catalog. Address: